What Do You Do If You Can’t Pay Your Parking Ticket?

Nothing is more irritating than walking up to your car and seeing a parking ticket on the windshield. We’ve all been there. The only thing worse is when the ticket is due in a few days and you don’t have the money to pay it. Then you really start to regret not paying attention to the parking signs. If you pay late you will get charged serious late fees and can even end up in court. So what do you do?Option #1: Ask the city or town for an extension or hardship waiverSome cities and towns will allow you to extend the amount of time you have to pay. Some will even will lower the amount of the ticket if you can show that you don’t have the money to pay the ticket. This is called a hardship waiver. They way to do this is different in every town and city. So, you will want to find the website for parking enforcement agency listed on your ticket and find a phone number to call. Then, ask them if there is a way to get an extension or get a hardship waiver.Option #2: Borrow money from family or friendsThe next best option is to borrow money from family or friends since they probably won’t charge you any interest. The downside here is that it is embarrassing to borrow money from friends and family. This is especially true if you have to borrow from a family member you have a strained relationship with. If you do borrow from friends or family be sure to pay them bask as soon as you can. I once borrowed money from a cousin and forgot to repay him for a few months after I said I would. There is still some tension to this day about it.Option #3: Ask your boss for an advance on your next paycheckThis is another way to get the money you need without paying any interest. Some workplaces will let employees receive their next paycheck early if the employee needs the money. It is embarrassing asking your boss for this, but it still beats paying a big late fee on your parking ticket or getting dragged in front of a judge. Be sure to ask nice and don’t get your hope up too high — many employers won’t willing to do this.Option #4: Get a Cash Advance / Payday LoanA cash advance (also known as a payday loan) is a short-term loan that you pay back on your next payday. You can get these at storefront lenders in your neighborhood, or you can get them online. As a general rule, it will make so sense to get a cash advance if you can’t use options #1 through #3 and the cost of the loan is less than the cost of the late fee for the parking ticket. For example, if the late fee on the ticket it $100 and you pay $20 interest on the loan, then it will probably make sense to get the cash advance. Be sure to check with your lender to make sure you understand the terms of your loan though.Final Thoughts
Remember that you would never have gotten a parking ticket if you did not park illegally. You should take away from the whole experience that you need to always be careful where you park and how long you leave your car there. Luckily there are ways to help you out once you’re in the position of not affording the ticket. But, the best solution to every problem is to avoid the problem in the first place.
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Physical Therapist Education Requirements

There are many physical therapist education requirements which must be taken into account for those who wish to work in the field. One of the most important of these is the level of education necessary to legally practice. Certain jobs in the field of healthcare can be obtained by enrolling in simple training programs; however, to become a therapist one must attend an accredited medical school. The following are some essential facts regarding the level of education necessary for those who wish to pursue physical therapy as an occupation.Physical Therapist Education Requirements
Current regulations mandate that a therapists must possess a Master’s degree from an accredited college or university. There is a vast array of courses required in order to obtain such a degree, and these will differ slightly depending on the program in which one enrols in. However, the following is an example of the type of curriculum associated with almost all physical therapy degree programs:Coursework
Coursework typically begins with foundational sciences, such as biology, anatomy and physiology. One will also be required to take credits in cellular histology and biomechanics. These are all typically completed within the first two years of one’s education.Throughout the next several years, a student will be required to complete courses in radiology and pharmacology. The latter may or may not include classes in chemistry, depending on the learning institution at which one is enrolled.Coursework in neuroscience, exercise physiology, and behavioral science will round out the curriculum.Clinical Experience and Classroom Lectures
Physical therapist education requirements include a combination of classroom lectures and clinical experiences. During the first two years of one’s education, classroom lectures are the predominant venue through which one will learn information vital to his or her prospective career as a physical therapist.During the last four years of the student’s education, he or she will spend a significant amount of time acquiring clinical experience under the direct supervision of an experienced physical therapist or other licensed medical professional.Throughout the last year or two of school, students will have little classroom time, with most of the time spent obtaining hands-on experience.Additional Considerations
Those who wish to pursue a physical therapy degree should also possess a high level of interpersonal and communication skills. One will find that these are essential traits which determine one’s success in the field.State Requirements
Each state requires that physical therapists obtain the appropriate license. Eligibility, however, will vary significantly from one state to another. General requirements that must be met in every state include: possession of a physical therapy degree, and that one receive a passing grade on the National Physical Therapy Examination. Additionally, all states require some type of continuing education in order for one to keep his or her license. The APTA can offer more information concerning state specific requirements.Regardless of the area in which one chooses to seek employment, most individuals would agree that fulfilling the physical therapist education requirements needed to legally practice in the field is a worthwhile endeavour.
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Online Business School

An online business school can be a great way to start a new business especially if you have never had your own online business before. However before you take the plunge there are several things that you should know before you sign up for any online business school.The following tips and advice will help you to make a clear decision as to the type of business School that you are looking for, and the ones that offer the most value for money.There are large numbers of online businesses on the Internet today and unfortunately there are an extremely high number of poor business opportunities and scams.The best online business schools will supply you with practically everything you will ever need from starting a new business, right through to looking after your customers and building a solid business that will stand the test of time.It is important that your online business School has a clearly laid out and well defined plan for building your business. It should contain a simple and easy to follow step by step tutorial which will break everything down in a daily, weekly, and monthly plan.You need to ensure that you have an extremely good helpline that is both easily contactable, and will give you quick and reliable answers to any problems or questions that you have.The business opportunity should also include a full range of free tools to build websites and web pages, and an unlimited supply of knowledge usually in the form of video tutorials.Video tutorials are one of the best and easiest ways to learn how to build your very own online business. They are an absolute must and a business opportunity that does not supply them should be taken off your list immediately.The best online business schools will also have an active online forum that you can use to find tips and good ideas that have been found by other members. As your knowledge grows you will be able to pass on your own knowledge to help others.Another important tool is having access to a library of free and cheap marketing methods. These are extremely important and play a vital role in the success of your business. This will allow you to advertise Without having to pay extremely high advertising costs.You should also have free access to unlimited domain hosting and unlimited bandwidth. The only thing that you may have to pay for as an extra is usually an auto responder account.All of these items should be supplied by your online business School without any additional costs or hidden extras. You need to be aware that some online business schools charge you for extras and these can often be very expensive.I personally believe that it is better to pay for your online business School by a monthly subscription, this could save you a lot of money should you decide to cancel your contract early.It is also very important to ensure that you have an easy way to stop any future payments or ongoing monthly costs, and that you are fully in control of stopping these payments.Start up costs can be extremely low and in most cases will cost you no more than around $10, and this is usually for purchasing your domain name.It is not necessary to purchase an expensive online business School package; in most cases it should cost you no more $1.50 per day. Anything more expensive than this will probably be a waste of your money and in most cases will not add additional value.By following the above advice and tips you should be able to find a good quality online business School that will take you by the hand and teach you the skills that you will require to have your own successful business.

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